Kshema General Insurance Limited – Kshema General Insurance Limited

Protecting your farm,
one crop at a time.

We are more than just a provider of insurance solutions.
We guard farmers from income shocks. We build financial resilience.

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Explore plans

Kshema is a fully digital insurance provider created to make India’s farmers financially more resilient and independent

Through hi-tech yet simple-to-use solutions, we are securing the future of India’s farmers against unpredictable climate events which are becoming more frequent and intense.

One app to
guard against
8 perils.

The Kshema app offers a seamless experience to the farmer from buying an insurance product for their crop to settlement of claims.

Protect your crop in easy steps.

Happy Customers

I want to thank Kshema. Their representatives are very helpful whenever we need their advice. We understood that the loss we suffer during the monsoon season could be reduced by Kshema Crop insurance. We bought it and we have benefited form it.

I bought crop insurance from Kshema and the process was quick and easy. Natural calamities frequently affect our fields, but now I feel secure knowing my crops are insured. I advise all my relatives and acquaintances to buy crop insurance from Kshema.

Cyclone Michaung completely damaged my crop. I had purchased Kshema Sukriti through the Kshema App. I recieved the claim amount within 48 hrs of intimation due to this, me & family are able to face the financial hurdles.

I had insured my paddy crop with Kshema General Insurance, and the company provided a fair compensation for my loss. I strongly recommend fellow farmers to secure their crops with insurance.

I found it very easy to buy policy from Kshema. Their representatives are very helpful.

What sets us apart

Our approach is different from that of traditional insurance providers. We use cutting-edge algorithms and spatial-temporal technology to assess, model and price insurance, and address pre-harvest risks at the farm level.

Empowering
every farmer

Precise and
fair premiums

Tomorrow’s
technology

1,23,92,745 +

No. of Policies serviced so far

₹ 3,127.18 Cr. +

Sum Insured So far

₹ 508.65 Cr. +

Gross premium so far

8 Perils,
1 Solution.

Explore our customised, and comprehensive
insurance products for farmers.

Fire due to lightning

Landslide

Cyclone

Flood

Inundation

Earthquake

Animal attack

Hailstorm

Kshema Offerings

* Minimum premium for Kshema Sukriti and Prakriti is ₹499 per policy

Insurance for your farm, protection for your livelihood.

Just 3 steps away from a secured farm.

Calculate Your Premium

Please enter the below details to get an estimate price for your cultivated crop.

Select a Product below to Proceed

Sukriti

Prakriti

Crop Duration

0 Days

Sum Insured

₹ 0

Estimated Premium

(Excluding GST)

₹ NA

For Kshema Prakriti

Location NA
Cultivation Acreage NA
Crop NA

Duration NA
Sum Insured upto NA
Peril Covered NA

Manage your Crops from your mobile

Download the app to manage yourCrops, keep track of the progress and complete tasks without procastinating. Stay on track and complete on time!

Get the App

Here’s a step-by-step guide to the
Kshema app to insure with us